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Mississippi Medicaid for pregnant women

Who qualifies for Mississippi Medicaid, the income limit for your household size, what it covers and how to apply with Mississippi Division of Medicaid.

Limits as of January 2026 · Checked October 2026 · 18 sources

Apply for Mississippi Medicaid

Mississippi Division of Medicaid runs it. We're not the state agency, so you apply with them, online or with help from your clinic or hospital.

Start your application

Opens medicaid.ms.gov

Check your income against the limit

Short answer

In Mississippi, you qualify for pregnancy Medicaid if your household earns up to 199% of the poverty level: about $43,064 a year for a household of two (you and the baby). Coverage lasts 12 months after birth.

Mississippi pregnancy Medicaid income limits for 2026

Find your household size and compare your household's income with the limit. Mississippi Medicaid covers pregnancy up to 199% of the federal poverty level.

Mississippi Medicaid income limits2026 guidelines, 48 states and DC
HouseholdPer yearPer month
2you + 1 baby$43,064$3,589
3$54,367$4,531
4$65,670$5,473
5$76,973$6,414
6$88,276$7,356
7$99,580$8,298
8$110,883$9,240

Annual and monthly household income. See the 2026 poverty guidelines

Your baby counts

For Medicaid, a pregnant woman's family size counts her plus the number of children she is expected to deliver (42 CFR 435.603(b)). A household of three in Mississippi, two adults expecting one baby, can earn up to $54,367 a year ($27,320 × 199%).

Limits are percents of the poverty level from KFF and Georgetown CCF (January 2026) and include the standard 5-point income disregard. Mississippi rounds and updates on its own schedule, so treat the dollars as approximate.

Sources: KFF State Health Facts; U.S. Department of Health and Human Services (Federal Register); eCFR (National Archives). Data as of October 2026.

How to apply in Mississippi

  1. Count your household

    Count yourself plus each baby you're expecting, and anyone else the state counts with you. Find your size in the table above.

  2. Apply with Mississippi Division of Medicaid

    Apply on the state's site (medicaid.ms.gov). Go to the Mississippi Medicaid application

  3. Ask the hospital about temporary coverage

    Hospitals in every state may grant presumptive eligibility, which covers you while your full application is processed.

  4. Keep your coverage after birth

    Mississippi Medicaid covers you for 12 months after the pregnancy ends.

Get covered today

Check

Presumptive eligibility lets a qualified clinic or hospital enroll a pregnant person in temporary Medicaid right away, while the full application is processed.

We couldn't confirm whether Mississippi uses it for pregnancy. Hospitals in every state may make these determinations.

Source: KFF and Georgetown University Center for Children and Families. Data as of January 2025.

12 months

of Mississippi Medicaid coverage after birth, since April 1, 2023

KFF postpartum tracker, July 2026

What Mississippi Medicaid covers for pregnancy

Coverage after birth, plus the three extras people ask about most, each from our state-by-state trackers.

After birth

12 months
Mississippi Medicaid keeps covering you for 12 months after the pregnancy ends, a rule in place since April 1, 2023.
Postpartum coverage in every state

Doula care

No
Mississippi Medicaid doesn't cover doula care.We list 36 doulas in Mississippi.
Doulas in MississippiDoula coverage in every state

Lactation support

Check
We couldn't confirm Mississippi's Medicaid lactation coverage from an official source. Check with your Medicaid plan.
Lactation consultants in MississippiLactation coverage in every state

Breast pump

Limited
In Mississippi, Medicaid covers breast pumps only when they're medically necessary and prior authorized.
Breast pump rules in Mississippi and every state

What's changing

Rules that affect pregnancy coverage in Mississippi now and in 2027.

Sources: U.S. Government Publishing Office; Centers for Medicare & Medicaid Services; KFF and Georgetown University Center for Children and Families

More for families in Mississippi

All 50 states and DC

Questions about pregnancy Medicaid in Mississippi

What is the income limit for pregnancy Medicaid in Mississippi?

Mississippi Medicaid covers pregnancy for household incomes up to 199% of the federal poverty level. At the 2026 guidelines that's about $43,064 a year for a household of two, $54,367 for three and $65,670 for four. Limits are KFF's figures as of January 2026.

Does my unborn baby count in my household size?

Yes. For Medicaid, a pregnant woman's family size counts her plus the number of children she is expected to deliver (42 CFR 435.603(b)). A single pregnant woman expecting one baby is a household of two; expecting twins, a household of three.

How long does Mississippi Medicaid cover you after birth?

12 months after the pregnancy ends, a rule in place since April 1, 2023.

Can I get covered the same day in Mississippi?

We couldn't confirm whether Mississippi uses presumptive eligibility for pregnancy. Ask your clinic; hospitals in every state may make presumptive eligibility determinations.

How do I apply for pregnancy Medicaid in Mississippi?

Apply with Mississippi Division of Medicaid at medicaid.ms.gov. Count yourself plus each baby you're expecting as your household, and compare your income with the limit for that size. We're not the state agency and can't take applications.

Does Mississippi Medicaid pay for a doula?

Mississippi Medicaid doesn't cover doula care.

Do pregnant women have to meet the new Medicaid work requirements?

Public Law 119-21 (2025) requires states to apply Medicaid work (community engagement) requirements to expansion adults ages 19-64 starting no later than January 1, 2027 (states may start earlier; HHS may grant good-faith exemptions that end by December 31, 2028). People who are pregnant or entitled to postpartum coverage are exempt, as are parents and caretakers of a dependent child 13 or younger.

We're not Mississippi Division of Medicaid and can't tell you whether you qualify. Apply at medicaid.ms.gov for a decision. Spot something out of date? Tell us and we'll check it against the state's own notice.

Sources

  1. 1.Medicaid and CHIP Income Eligibility Limits for Pregnant Women as a Percent of the Federal Poverty Level (as of January 2026) KFF State Health Facts. Accessed October 9, 2026.
  2. 2.Medicaid and CHIP Eligibility, Enrollment, and Renewal Policies as States Prepare for Major Medicaid Policy Changes (Table 2, January 2026) KFF and Georgetown University Center for Children and Families. Accessed October 9, 2026.
  3. 3.Medicaid Postpartum Coverage Extension Tracker (as of July 15, 2026) KFF. Accessed October 9, 2026.
  4. 4.Medicaid and CHIP Eligibility, Enrollment, and Renewal Policies as States Resume Routine Operations Following the Unwinding (Table 7: Presumptive Eligibility, January 2025) KFF and Georgetown University Center for Children and Families. Accessed October 9, 2026.
  5. 5.Mississippi Medicaid: how to apply Mississippi Division of Medicaid. Accessed October 9, 2026.
  6. 6.CMS approval of Mississippi State Plan Amendment MS-23-0015 (12-month postpartum coverage), effective 2023-04-01 Centers for Medicare & Medicaid Services. Accessed October 9, 2026.
  7. 7.Where can people get help with Medicaid & CHIP? (state Medicaid links) Medicaid.gov (CMS). Accessed October 9, 2026.
  8. 8.Annual Update of the HHS Poverty Guidelines (91 FR 1797, Jan. 15, 2026) U.S. Department of Health and Human Services (Federal Register). Accessed October 9, 2026.
Show all 18 sources
  1. 9.42 CFR 435.603(b), definition of family size eCFR (National Archives). Accessed October 9, 2026.
  2. 10.Public Law 119-21, sec. 71119: Requirement for States to Establish Medicaid Community Engagement Requirements (adds SSA sec. 1902(xx)) U.S. Government Publishing Office. Accessed October 9, 2026.
  3. 11.SHO #26-001: Implementation of Section 71109 "Alien Medicaid Eligibility" (April 8, 2026) Centers for Medicare & Medicaid Services. Accessed October 9, 2026.
  4. 12.42 CFR 447.56(a)(2)(ii), exemptions from Medicaid cost sharing: pregnancy-related services eCFR / Code of Federal Regulations.
  5. 13.Doula Medicaid Project: state-by-state chart of doula Medicaid efforts (last updated Sep. 2026) National Health Law Program (NHeLP). Accessed October 9, 2026.
  6. 14.State Trends in Medicaid Coverage of Doula Services (published April 1, 2026; data as of March 2026) National Academy for State Health Policy (NASHP). Accessed October 9, 2026.
  7. 15.Your Member Handbook, Mississippi MississippiCAN (Medicaid) (Compliance with Amendment 4 version) Molina Healthcare of Mississippi. Accessed October 9, 2026.
  8. 16.MississippiCAN Member Handbook UnitedHealthcare Community Plan of Mississippi. Accessed October 9, 2026.
  9. 17.Medicaid Coverage of Pregnancy-Related Services: Findings from a 2021 State Survey KFF. Accessed October 9, 2026.
  10. 18.23 Miss. Code. R. 209-1.15 - Breast Pumps (Mississippi Administrative Code, Title 23 Medicaid, Part 209 Durable Medical Equipment) Mississippi Division of Medicaid (Administrative Code text as published by Cornell Legal Information Institute). Accessed October 9, 2026.