Pregnancy Medicaid and WIC eligibility checker
Enter your state, household and income. You'll see whether you're under the income limit for pregnancy coverage through Medicaid or CHIP, and for WIC, with the math and where to apply.
Medicaid limits as of January 2026 · WIC limits July 1, 2026 to June 30, 2027
Short answer
Check your eligibility
ExampleHousehold of 3 in Texas, $40,000 a year
Fill in the form to see your own result.
Is your income under Texas's limit for pregnancy coverage?
Yes. $40,000 a year is 146% of the poverty guideline, under Texas's 203% Medicaid limit, so you're likely eligible for Texas Medicaid for Pregnant Women. Coverage continues for 12 months after birth.
Is your income under WIC's limit?
Yes. $40,000 a year is under WIC's $50,542 a year limit for a household of 3, so you likely meet the income rule.
The math
- Household counted
- 3 (2 people + 1 expected baby)
- 2026 poverty guideline, 48 states and DC
- $27,320 a year
- Your income
- $40,000 a year = 146% of the guideline
- Texas pregnancy limit
- 207% × $27,320 = $56,552 a year
- Medicaid's own limit
- 203% = $55,460 a year
- WIC limit, household of 3
- $50,542 a year (185%)
Every benefit for Texas on one page: Having a baby in Texas
How the checker works
It counts your household
Everyone you entered, plus one person for each baby you're expecting, the way Medicaid and WIC count a pregnant woman's household.It compares your income with the poverty guideline
The 2026 HHS guideline for your household size, using Alaska's or Hawaii's own guideline there. A monthly income is multiplied by 12 for Medicaid.It checks your state's pregnancy limit
Each state's highest limit for pregnancy coverage through Medicaid or CHIP, from the pregnancy Medicaid table.It checks WIC's table for your pay period
USDA's annual or monthly limit for your household size, from the WIC income guidelines.
| Household | Poverty guideline | WIC limit (185%) |
|---|---|---|
| 1 | $15,960 | $29,526 |
| 2 | $21,640 | $40,034 |
| 3 | $27,320 | $50,542 |
| 4 | $33,000 | $61,050 |
| 5 | $38,680 | $71,558 |
| 6 | $44,360 | $82,066 |
Sources: U.S. Department of Health and Human Services (Federal Register); USDA Food and Nutrition Service (Federal Register)
Questions about the checker
Is this checker's answer a decision?
No. It's an estimate from published income limits. Your state Medicaid agency and your WIC agency decide, using their own rules for who counts in your household and which income counts. If you're close to a limit or unsure, apply.
Does the checker save or send my information?
No. The limits are built into the page, and the math runs in your browser. Nothing you type is submitted, stored or sent anywhere.
Why does my unborn baby count in my household?
For Medicaid, a pregnant woman's family size counts her plus the number of children she is expected to deliver (42 CFR 435.603(b)). WIC lets you add one person for each expected birth too. A single pregnant woman expecting one baby is a household of two.
Which income limits does it use?
Pregnancy limits are KFF and Georgetown CCF's state figures as of January 2026, applied to the 2026 HHS poverty guidelines (effective January 13, 2026). WIC limits are USDA's income eligibility guidelines for July 1, 2026 to June 30, 2027. Alaska and Hawaii use their own tables.
Sources
- 1.Medicaid and CHIP Income Eligibility Limits for Pregnant Women as a Percent of the Federal Poverty Level (as of January 2026) KFF State Health Facts. Accessed October 9, 2026.
- 2.Medicaid and CHIP Eligibility, Enrollment, and Renewal Policies as States Prepare for Major Medicaid Policy Changes (Table 2, January 2026) KFF and Georgetown University Center for Children and Families. Accessed October 9, 2026.
- 3.Annual Update of the HHS Poverty Guidelines (91 FR 1797, Jan. 15, 2026) U.S. Department of Health and Human Services (Federal Register). Accessed October 9, 2026.
- 4.42 CFR 435.603(b), definition of family size eCFR (National Archives). Accessed October 9, 2026.
- 5.WIC: 2026/2027 Income Eligibility Guidelines (91 FR 23050, Apr. 29, 2026) USDA Food and Nutrition Service (Federal Register). Accessed October 9, 2026.
- 6.WIC Eligibility USDA Food and Nutrition Administration. Accessed October 9, 2026.