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Indiana Medicaid for pregnant women

Who qualifies for Indiana Medicaid, the income limit for your household size, what it covers and how to apply with Indiana Family and Social Services Administration.

Limits as of January 2026 · Checked October 2026 · 18 sources

Apply for Indiana Medicaid

Indiana Family and Social Services Administration runs it. We're not the state agency, so you apply with them, online or with help from your clinic or hospital.

Start your application

Opens in.gov

Check your income against the limit

Short answer

In Indiana, you qualify for pregnancy Medicaid if your household earns up to 213% of the poverty level: about $46,093 a year for a household of two (you and the baby). Coverage lasts 12 months after birth. A qualified clinic or hospital can enroll you the same day.

Indiana pregnancy Medicaid income limits for 2026

Find your household size and compare your household's income with the limit. Indiana Medicaid covers pregnancy up to 213% of the federal poverty level.

Indiana Medicaid income limits2026 guidelines, 48 states and DC
HouseholdPer yearPer month
2you + 1 baby$46,093$3,841
3$58,192$4,849
4$70,290$5,858
5$82,388$6,866
6$94,487$7,874
7$106,585$8,882
8$118,684$9,890

Annual and monthly household income. See the 2026 poverty guidelines

Your baby counts

For Medicaid, a pregnant woman's family size counts her plus the number of children she is expected to deliver (42 CFR 435.603(b)). A household of three in Indiana, two adults expecting one baby, can earn up to $58,192 a year ($27,320 × 213%).

Limits are percents of the poverty level from KFF and Georgetown CCF (January 2026) and include the standard 5-point income disregard. Indiana rounds and updates on its own schedule, so treat the dollars as approximate.

Sources: KFF State Health Facts; U.S. Department of Health and Human Services (Federal Register); eCFR (National Archives). Data as of October 2026.

How to apply in Indiana

  1. Count your household

    Count yourself plus each baby you're expecting, and anyone else the state counts with you. Find your size in the table above.

  2. Apply with Indiana Family and Social Services Administration

    Apply on the state's site (in.gov). Go to the Indiana Medicaid application

  3. Ask for same-day coverage

    At your first prenatal visit, ask whether the clinic can enroll you through presumptive eligibility while your application is processed.

  4. Keep your coverage after birth

    Indiana Medicaid covers you for 12 months after the pregnancy ends.

Get covered today

Yes

Presumptive eligibility lets a qualified clinic or hospital enroll a pregnant person in temporary Medicaid right away, while the full application is processed.

Indiana uses it for pregnancy. Ask at your first prenatal visit whether the clinic can enroll you.

Source: KFF and Georgetown University Center for Children and Families. Data as of January 2025.

12 months

of Indiana Medicaid coverage after birth, since April 1, 2022

KFF postpartum tracker, July 2026

What Indiana Medicaid covers for pregnancy

Coverage after birth, plus the three extras people ask about most, each from our state-by-state trackers.

After birth

12 months
Indiana Medicaid keeps covering you for 12 months after the pregnancy ends, a rule in place since April 1, 2022.
Postpartum coverage in every state

Doula care

No
Indiana Medicaid doesn't cover doula care.We list 130 doulas in Indiana.
Doulas in IndianaDoula coverage in every state

Lactation support

No
In Indiana, Medicaid lists lactation classes as a non-covered service and has no separate lactation consultant benefit.
Lactation consultants in IndianaLactation coverage in every state

Breast pump

Yes
In Indiana, Medicaid covers manual and electric breast pumps with a written order and no prior authorization.
Breast pump rules in Indiana and every state

What's changing

Rules that affect pregnancy coverage in Indiana now and in 2027.

Sources: U.S. Government Publishing Office; Centers for Medicare & Medicaid Services; KFF and Georgetown University Center for Children and Families

More for families in Indiana

All 50 states and DC

Questions about pregnancy Medicaid in Indiana

What is the income limit for pregnancy Medicaid in Indiana?

Indiana Medicaid covers pregnancy for household incomes up to 213% of the federal poverty level. At the 2026 guidelines that's about $46,093 a year for a household of two, $58,192 for three and $70,290 for four. Limits are KFF's figures as of January 2026.

Does my unborn baby count in my household size?

Yes. For Medicaid, a pregnant woman's family size counts her plus the number of children she is expected to deliver (42 CFR 435.603(b)). A single pregnant woman expecting one baby is a household of two; expecting twins, a household of three.

How long does Indiana Medicaid cover you after birth?

12 months after the pregnancy ends, a rule in place since April 1, 2022.

Can I get covered the same day in Indiana?

Yes. Indiana uses presumptive eligibility for pregnancy, so a qualified clinic or hospital can enroll you in temporary Medicaid the same day while your full application is processed.

How do I apply for pregnancy Medicaid in Indiana?

Apply with Indiana Family and Social Services Administration at in.gov. Count yourself plus each baby you're expecting as your household, and compare your income with the limit for that size. We're not the state agency and can't take applications.

Does Indiana Medicaid pay for a doula?

Indiana Medicaid doesn't cover doula care.

Do pregnant women have to meet the new Medicaid work requirements?

Public Law 119-21 (2025) requires states to apply Medicaid work (community engagement) requirements to expansion adults ages 19-64 starting no later than January 1, 2027 (states may start earlier; HHS may grant good-faith exemptions that end by December 31, 2028). People who are pregnant or entitled to postpartum coverage are exempt, as are parents and caretakers of a dependent child 13 or younger.

We're not Indiana Family and Social Services Administration and can't tell you whether you qualify. Apply at in.gov for a decision. Spot something out of date? Tell us and we'll check it against the state's own notice.

Sources

  1. 1.Medicaid and CHIP Income Eligibility Limits for Pregnant Women as a Percent of the Federal Poverty Level (as of January 2026) KFF State Health Facts. Accessed October 9, 2026.
  2. 2.Medicaid and CHIP Eligibility, Enrollment, and Renewal Policies as States Prepare for Major Medicaid Policy Changes (Table 2, January 2026) KFF and Georgetown University Center for Children and Families. Accessed October 9, 2026.
  3. 3.Medicaid Postpartum Coverage Extension Tracker (as of July 15, 2026) KFF. Accessed October 9, 2026.
  4. 4.Medicaid and CHIP Eligibility, Enrollment, and Renewal Policies as States Resume Routine Operations Following the Unwinding (Table 7: Presumptive Eligibility, January 2025) KFF and Georgetown University Center for Children and Families. Accessed October 9, 2026.
  5. 5.Indiana Medicaid: how to apply Indiana Family and Social Services Administration. Accessed October 9, 2026.
  6. 6.CMS approval of Indiana State Plan Amendment IN-22-0001 (12-month postpartum coverage), effective 2022-04-01 Centers for Medicare & Medicaid Services. Accessed October 9, 2026.
  7. 7.Annual Update of the HHS Poverty Guidelines (91 FR 1797, Jan. 15, 2026) U.S. Department of Health and Human Services (Federal Register). Accessed October 9, 2026.
  8. 8.42 CFR 435.603(b), definition of family size eCFR (National Archives). Accessed October 9, 2026.
Show all 18 sources
  1. 9.Public Law 119-21, sec. 71119: Requirement for States to Establish Medicaid Community Engagement Requirements (adds SSA sec. 1902(xx)) U.S. Government Publishing Office. Accessed October 9, 2026.
  2. 10.SHO #26-001: Implementation of Section 71109 "Alien Medicaid Eligibility" (April 8, 2026) Centers for Medicare & Medicaid Services. Accessed October 9, 2026.
  3. 11.42 CFR 447.56(a)(2)(ii), exemptions from Medicaid cost sharing: pregnancy-related services eCFR / Code of Federal Regulations.
  4. 12.Doula Medicaid Project: state-by-state chart of doula Medicaid efforts (last updated Sep. 2026) National Health Law Program (NHeLP). Accessed October 9, 2026.
  5. 13.State Trends in Medicaid Coverage of Doula Services (published April 1, 2026; data as of March 2026) National Academy for State Health Policy (NASHP). Accessed October 9, 2026.
  6. 14.IHCP Professional Fee Schedule With Cutbacks (last updated June 9, 2026) Indiana Family and Social Services Administration, Indiana Health Coverage Programs. Accessed October 9, 2026.
  7. 15.IHCP Provider Reference Module: Early and Periodic Screening, Diagnostic and Treatment (EPSDT)/HealthWatch Indiana Family and Social Services Administration, Indiana Health Coverage Programs. Accessed October 9, 2026.
  8. 16.Medicaid Coverage of Pregnancy-Related Services: Findings from a 2021 State Survey KFF. Accessed October 9, 2026.
  9. 17.IHCP Banner Page BR202230: IHCP removes prior authorization requirements for electric breast pumps Indiana Family and Social Services Administration, Indiana Health Coverage Programs. Accessed October 9, 2026.
  10. 18.IHCP Provider Reference Module: Durable and Home Medical Equipment and Supplies (Version 7.0) Indiana Family and Social Services Administration, Indiana Health Coverage Programs. Accessed October 9, 2026.