South Dakota Medicaid for pregnant women
Who qualifies for South Dakota Medicaid, the income limit for your household size, what it covers and how to apply with South Dakota Department of Social Services.
Limits as of January 2026 · Checked October 2026 · 21 sources
Apply for South Dakota Medicaid
South Dakota Department of Social Services runs it. We're not the state agency, so you apply with them, online or with help from your clinic or hospital.
Start your applicationOpens eaportal.sd.gov
Short answer
South Dakota pregnancy Medicaid income limits for 2026
Find your household size and compare your household's income with the limit. South Dakota Medicaid covers pregnancy up to 138% of the federal poverty level.
| Household | Per year | Per month |
|---|---|---|
| 2you + 1 baby | $29,863 | $2,489 |
| 3 | $37,702 | $3,142 |
| 4 | $45,540 | $3,795 |
| 5 | $53,378 | $4,448 |
| 6 | $61,217 | $5,101 |
| 7 | $69,055 | $5,755 |
| 8 | $76,894 | $6,408 |
Annual and monthly household income. See the 2026 poverty guidelines
Your baby counts
For Medicaid, a pregnant woman's family size counts her plus the number of children she is expected to deliver (42 CFR 435.603(b)). A household of three in South Dakota, two adults expecting one baby, can earn up to $37,702 a year ($27,320 × 138%).
Limits are percents of the poverty level from KFF and Georgetown CCF (January 2026) and include the standard 5-point income disregard. South Dakota rounds and updates on its own schedule, so treat the dollars as approximate.
Sources: KFF State Health Facts; U.S. Department of Health and Human Services (Federal Register); eCFR (National Archives). Data as of October 2026.
How to apply in South Dakota
Count your household
Count yourself plus each baby you're expecting, and anyone else the state counts with you. Find your size in the table above.Apply with South Dakota Department of Social Services
Apply on the state's site (eaportal.sd.gov). Go to the South Dakota Medicaid applicationAsk the hospital about temporary coverage
Hospitals in every state may grant presumptive eligibility, which covers you while your full application is processed.Keep your coverage after birth
South Dakota Medicaid covers you for 12 months after the pregnancy ends.
Get covered today
Hospitals onlyPresumptive eligibility lets a qualified clinic or hospital enroll a pregnant person in temporary Medicaid right away, while the full application is processed.
South Dakota doesn't use it for its pregnancy group, but hospitals in every state may make these determinations.
Source: KFF and Georgetown University Center for Children and Families. Data as of January 2025.
12 months
of South Dakota Medicaid coverage after birth, since July 1, 2023
KFF postpartum tracker, July 2026
What South Dakota Medicaid covers for pregnancy
Coverage after birth, plus the three extras people ask about most, each from our state-by-state trackers.
After birth
12 monthsDoula care
YesLactation support
LimitedBreast pump
YesWhat's changing
Rules that affect pregnancy coverage in South Dakota now and in 2027.
Sources: U.S. Government Publishing Office; Centers for Medicare & Medicaid Services; KFF and Georgetown University Center for Children and Families
More for families in South Dakota
- WIC in South DakotaFood help up to $40,034 a year for two
- Paid family leave in South DakotaNo state program; leave pay depends on your employer
- Breast pumps through South Dakota MedicaidDoes Medicaid cover a pump? Yes
- Doulas in South Dakota38 listed
- Having a baby in South Dakota: every benefit
- Check your household in the benefits checker
Questions about pregnancy Medicaid in South Dakota
What is the income limit for pregnancy Medicaid in South Dakota?
South Dakota Medicaid covers pregnancy for household incomes up to 138% of the federal poverty level. At the 2026 guidelines that's about $29,863 a year for a household of two, $37,702 for three and $45,540 for four. Limits are KFF's figures as of January 2026.
Does my unborn baby count in my household size?
Yes. For Medicaid, a pregnant woman's family size counts her plus the number of children she is expected to deliver (42 CFR 435.603(b)). A single pregnant woman expecting one baby is a household of two; expecting twins, a household of three.
How long does South Dakota Medicaid cover you after birth?
12 months after the pregnancy ends, a rule in place since July 1, 2023.
Can I get covered the same day in South Dakota?
South Dakota doesn't use presumptive eligibility for its pregnancy group, but hospitals in every state may make presumptive eligibility determinations, so ask the hospital.
How do I apply for pregnancy Medicaid in South Dakota?
Apply with South Dakota Department of Social Services at eaportal.sd.gov. Count yourself plus each baby you're expecting as your household, and compare your income with the limit for that size. We're not the state agency and can't take applications.
Does South Dakota Medicaid pay for a doula?
In South Dakota, Medicaid covers doula care: up to $1,800 per pregnancy for prenatal and postpartum visits billed by the quarter hour, plus support during labor and delivery.
Do pregnant women have to meet the new Medicaid work requirements?
Public Law 119-21 (2025) requires states to apply Medicaid work (community engagement) requirements to expansion adults ages 19-64 starting no later than January 1, 2027 (states may start earlier; HHS may grant good-faith exemptions that end by December 31, 2028). People who are pregnant or entitled to postpartum coverage are exempt, as are parents and caretakers of a dependent child 13 or younger.
We're not South Dakota Department of Social Services and can't tell you whether you qualify. Apply at eaportal.sd.gov for a decision. Spot something out of date? Tell us and we'll check it against the state's own notice.
Sources
- 1.Medicaid and CHIP Income Eligibility Limits for Pregnant Women as a Percent of the Federal Poverty Level (as of January 2026) KFF State Health Facts. Accessed October 9, 2026.
- 2.Medicaid and CHIP Eligibility, Enrollment, and Renewal Policies as States Prepare for Major Medicaid Policy Changes (Table 2, January 2026) KFF and Georgetown University Center for Children and Families. Accessed October 9, 2026.
- 3.Medicaid Postpartum Coverage Extension Tracker (as of July 15, 2026) KFF. Accessed October 9, 2026.
- 4.Medicaid and CHIP Eligibility, Enrollment, and Renewal Policies as States Resume Routine Operations Following the Unwinding (Table 7: Presumptive Eligibility, January 2025) KFF and Georgetown University Center for Children and Families. Accessed October 9, 2026.
- 5.South Dakota Medicaid: how to apply South Dakota Department of Social Services. Accessed October 9, 2026.
- 6.CMS approval of South Dakota State Plan Amendment SD-23-0008 (12-month postpartum coverage), effective 2023-07-01 Centers for Medicare & Medicaid Services. Accessed October 9, 2026.
- 7.Annual Update of the HHS Poverty Guidelines (91 FR 1797, Jan. 15, 2026) U.S. Department of Health and Human Services (Federal Register). Accessed October 9, 2026.
- 8.42 CFR 435.603(b), definition of family size eCFR (National Archives). Accessed October 9, 2026.
Show all 21 sourcesShow fewer sources
- 9.Public Law 119-21, sec. 71119: Requirement for States to Establish Medicaid Community Engagement Requirements (adds SSA sec. 1902(xx)) U.S. Government Publishing Office. Accessed October 9, 2026.
- 10.SHO #26-001: Implementation of Section 71109 "Alien Medicaid Eligibility" (April 8, 2026) Centers for Medicare & Medicaid Services. Accessed October 9, 2026.
- 11.42 CFR 447.56(a)(2)(ii), exemptions from Medicaid cost sharing: pregnancy-related services eCFR / Code of Federal Regulations.
- 12.Doula Medicaid Project: state-by-state chart of doula Medicaid efforts (last updated Sep. 2026) National Health Law Program (NHeLP). Accessed October 9, 2026.
- 13.South Dakota Medicaid Billing and Policy Manual: Doula Services (updated December 2025) South Dakota Department of Social Services. Accessed October 9, 2026.
- 14.South Dakota Medicaid Doula Services Fee Schedule, effective July 1, 2026 (Power BI report) South Dakota Department of Social Services. Accessed October 9, 2026.
- 15.South Dakota Medicaid Fee Schedules South Dakota Department of Social Services. Accessed October 9, 2026.
- 16.South Dakota Medicaid Provider Enrollment South Dakota Department of Social Services. Accessed October 9, 2026.
- 17.State Trends in Medicaid Coverage of Doula Services (published April 1, 2026; data as of March 2026) National Academy for State Health Policy (NASHP). Accessed October 9, 2026.
- 18.South Dakota Medicaid Billing and Policy Manual: Obstetrical Services (updated September 2026) South Dakota Department of Social Services. Accessed October 9, 2026.
- 19.Medicaid Coverage of Pregnancy-Related Services: Findings from a 2021 State Survey KFF. Accessed October 9, 2026.
- 20.South Dakota Medicaid Billing and Policy Manual: DMEPOS (updated January 2026) South Dakota Department of Social Services. Accessed October 9, 2026.
- 21.South Dakota Medicaid Pregnancy Handbook (MS10) South Dakota Department of Social Services. Accessed October 9, 2026.